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Added to YB: 2025-02-26

Pitch date: 2024-02-25

KSPI [neutral]

Joint Stock Company Kaspi.kz

-21.55%

current return

Author Info

Company Info

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine.

Market Cap

$7.4T

Pitch Price

$97.73

Price Target

N/A

Dividend

N/A

EV/EBITDA

3.27

P/E

6.79

EV/Sales

2.03

Sector

Consumer Finance

Category

growth

Show full summary:
Kaspi | Fin-Tech Super-App Business

KSPI (overview): Kazakh super-app powerhouse w/ payments, e-commerce, fintech & gov services. 14M users, 67% daily engagement. Expanding to Turkey (5x market). Strong financials: 40%+ net margin, 80%+ ROE. Trading at 10x earnings despite 25%+ growth. Risks: geopolitical, short-seller allegations. Founder-led, customer-centric.

Read full article (15 min)