Added to YB: 2025-02-25
Pitch date: 2025-02-22
NU [bullish]
Nu Holdings Ltd.
+50.69%
current return
Author Info
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Company Info
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Market Cap
$80.8B
Pitch Price
$11.21
Price Target
14.00 (-17%)
Dividend
N/A
EV/EBITDA
N/A
P/E
32.34
EV/Sales
N/A
Sector
Banks
Category
growth
Nu Holdings (NU) Investment Thesis Statement
NU: Strong growth in Latin America's concentrated banking sector. Q4: revenue +58% YoY, net income doubled. NIM compression (17.7%, -70bps) due to FX & strategic shift. 114.2M customers (+20.4M YoY). Moat: network effects, data advantage, tech stack. PT $14 (27% upside). Risks: macro instability, competition, regulation.
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