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Added to YB: 2024-02-07

Pitch date: 2024-02-07

BFCC [bullish]

BankFirst Capital Corporation

+65.08%

current return

Author Info

River Oaks Capital is an investment fund that invests in a concentrated number of small, underfollowed micro cap & small cap public companies. Sign up for the newsletter.

Company Info

BankFirst Capital Corporation operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in Mississippi, and northwest and west Alabama.

Market Cap

$223.4M

Pitch Price

$28.72

Price Target

N/A

Dividend

2.44%

EV/EBITDA

N/A

P/E

9.76

EV/Sales

N/A

Sector

Banks

Category

growth

Show full summary:
River Oaks Capital holding: BankFirst ($BFCC)

$BFCC: Clever acquisitions + $175M ECIP to grow from $2.7B to $5B assets. 80% fixed loans at 4-6% vs rising deposits crush NIM short-term, but 8+% new loans keep $33-35M+ earnings (17-20+% FCF yield). Undiscovered, but uplisting + smart buybacks should help.

Read full article (3 min)