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Added to YB: 2024-01-24

Pitch date: 2024-01-24

UBAB [bullish]

United Bancorporation of Alabama, Inc.

+35.75%

current return

Author Info

Cedar Creek Partners provides deep-dive research on undervalued companies. Follow on Twitter/X.

Company Info

United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides banking services in the United States.

Market Cap

$168.9M

Pitch Price

$39.70

Price Target

81.00 (+50%)

Dividend

2.40%

EV/EBITDA

N/A

P/E

6.54

EV/Sales

N/A

Sector

Banks

Category

value

Show full summary:
Cedar Creek Partners holding - United Bancorporation of Alabama (UBAB)

$UBAB: ECIP recipient, $40.50/sh, $140M mkt cap, got $124M ECIP. '23 EPS $7.31, '24E $8 (5x P/E). 1.2x BV but ECIP adj BV $59/sh. Loans +$122M post-ECIP to $808M 9/23. Pref div may be <2%. Fair value 2x current price.

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