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Added to YB: 2025-01-22

Pitch date: 2024-12-05

BKUTK [bullish]

Bank of Utica

+4.94%

current return

Author Info

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Company Info

Bank of Utica, together with its subsidiary, provides commercial banking products and services in Utica, New York.

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Bank of Utica - $BKUTK

BKUTK: 37% of TBV, 6x P/E, 4% yield. Overcapitalized (25% E/A) w/ unique asset mix (9% loans). $987M bonds, $172M stocks. $80 EPS est. No buybacks due to CEO's risk aversion. Potential for double-digit returns if market recognizes value. Illiquid, no catalyst.

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