Added to YB: 2026-09-10
Pitch date: 2026-09-08
FICO [bullish]
Fair Isaac Corporation
+5.16%
current return
Author Info
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Company Info
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$20.1B
Pitch Price
$934.99
Price Target
N/A
Dividend
N/A
EV/EBITDA
19.98
P/E
27.04
EV/Sales
10.65
Sector
Software
Category
growth
FICO: The Ultimate Financial Tollbooth
FICO: Fair Isaac is an entrenched financial tollbooth: its score is used in over 90% of U.S. lending decisions, and the Scores segment earns roughly 85-88% operating margins with exceptional pricing power. FICO Platform’s dollar-based net retention has ranged from 110% to 135% in recent quarters, while aggressive buybacks shrink share supply. Key risks include VantageScore’s mandated mortgage adoption, bi-merge volume pressure and regulatory scrutiny of price increases.
Read full article (10 min)