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Added to YB: 2026-09-08

Pitch date: 2026-09-05

NCNO [bullish]

nCino, Inc.

Author Info

Krypton Research provides long/short thematic investing research. Sign up for the newsletter.

Company Info

nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally.

Market Cap

$2.4B

Pitch Price

N/A

Price Target

32.00 (+38%)

Dividend

N/A

EV/EBITDA

27.47

P/E

74.93

EV/Sales

4.36

Sector

Software

Category

value

Show full summary:
Into The Wreckage - A Basket of SaaS Winners - nCino, Inc.

NCNO: nCino’s deeply embedded lending and account-opening platform combines high switching costs with a sharp cash-flow inflection: fiscal Q1 2027 revenue rose 11%, non-GAAP operating margin reached 28%, and free cash flow jumped 54% to $80.8 million. At roughly 15x guided fiscal 2027 free cash flow, the base case is $26 and bull case $32; the key risk is a stalled margin trajectory amid slowing growth.

Read full article (3 min)