Added to YB: 2026-08-21
Pitch date: 2026-08-19
NU [neutral]
Nu Holdings Ltd.
-3.63%
current return
Author Info
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Company Info
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Market Cap
$70.6B
Pitch Price
$14.74
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
19.90
EV/Sales
N/A
Sector
Banks
Category
growth
Show full summary:
Nu Holdings 2Q26: The Left Tail, Narrowed
NU (earnings): 2Q26 net income topped $1B first time; 139M customers, ARPAC ~$17, ROE 33%. RA-NIM jumped 9.5%→12.4% despite intentional higher-risk expansion. Brazil 90+ NPL gap vs peers widened 4.8→11.9pts, evidencing primacy moat. Base case: 20% rev growth, 30% ROE. Mgmt won't call 12% a floor; 3Q/4Q26 must prove pattern. Mexico optionality.
Read full article (7 min)