Added to YB: 2026-08-05
Pitch date: 2026-08-03
FICO [neutral]
Fair Isaac Corporation
+0.67%
current return
Author Info
No bio for this author
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Company Info
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$22.6B
Pitch Price
$1.0K
Price Target
N/A
Dividend
N/A
EV/EBITDA
21.90
P/E
30.33
EV/Sales
11.67
Sector
Software
Category
value
Show full summary:
FICO's Moat: Origination vs. Destination
FICO (overview): Stock -37% in 2026 despite strong earnings/raised guidance as market shortens moat duration on VantageScore 4.0 threat (FHFA approved July 2025). FICO fighting back: cut 10T score to $0.99+$65, Mortgage Direct License bypasses bureaus. Securitization/TBA fungibility & GSE g-fees keep FICO sticky. Moat score 76/100.
Read full article (5 min)