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Added to YB: 2026-08-04

Pitch date: 2026-07-31

SOFI [bullish]

SoFi Technologies, Inc.

+9.14%

current return

Author Info

No bio for this author

Company Info

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong.

Market Cap

$21.0B

Pitch Price

$16.52

Price Target

N/A

Dividend

N/A

EV/EBITDA

N/A

P/E

34.14

EV/Sales

N/A

Sector

Consumer Finance

Category

growth

Show full summary:
SoFi Technologies (NASDAQ: SOFI): Building the Bank of the Future — and the Market Just Handed Us the Entry

SOFI: Vertically integrated digital bank, own tech stack + national charter + $45B low-cost deposits = dual cost edge. Q2'26 rev $1.22B (+43%), 15.8M members (+35%), record $14.8B originations, 30% EBITDA margin, TBV $7.34/sh (+56%). Fell 9% on print (guide mechanics). Fair PE 25, ~24% annualized. Risks: recession credit losses, laggard Tech Platform (-23%).

Read full article (11 min)