Added to YB: 2026-06-17
Pitch date: 2026-06-14
QUAL3.SA [neutral]
Qualicorp Consultoria e Corretora de Seguros S.A.
Author Info
Quipus Capital is an investment knowledge repository, i.e. a growing compendium of information about companies and industries, from the perspective of a long-only, long-term, operator-mindset investor. I look at hundreds of global companies, read a lot, and build expert networks. I condense all that information in Quipus and send it to you, ideally not more than once or twice a month. Sign up for the newsletter.
Company Info
Qualicorp Consultoria e Corretora de Seguros S.A. operates as a multi-solution company in Brazil. The company provides private healthcare plans, markets and manages other insurance or complementary services, and provides services for the capture, routing, authorization, and billing of medical and hospital services.
Market Cap
BRL 453.0M
Pitch Price
N/A
Price Target
N/A
Dividend
0.35%
EV/EBITDA
2.96
P/E
105.15
EV/Sales
0.91
Sector
Health Care Providers and Services
Category
value
Brazilian microcap deep value - Qualicorp - $QUAL3 - R$430 million
QUAL3.SA (quick overview): Brazilian collective health insurance broker, R$430M cap. Portfolio halved since pandemic but stabilizing via 50% cost cuts. Trades <4x adj FCF; stabilized portfolio (~480k members) implies ~R$82M profit, 5x P/E. Risks: falling knife, R$900M net debt, 50% churn, rising lawsuit costs (R$26M→R$108M), possible internal value-prop issues.
Read full article (5 min)