Added to YB: 2026-06-16
Pitch date: 2026-06-09
ASAI.L [bullish]
ASA International Group PLC
+6.25%
current return
Author Info
Wizard's Winners shares Magical High Upside Stocks with asymmetric Risk/Reward profiles. I cover typically smallcaps and microcaps that are often misunderstood with significant upside when calculated via probabilistic future cashflows. Sign up for the newsletter.
Company Info
ASA International Group PLC operates as a microfinance institution in Asia and Africa. It provides various collateral-free loans, such as small business and MSME loans to start or grow businesses.
Market Cap
GBP 259.1M
Pitch Price
GBP 1.92
Price Target
5.94 (+191%)
Dividend
7.33%
EV/EBITDA
N/A
P/E
4.54
EV/Sales
N/A
Sector
Consumer Finance
Category
value
ASA International is a cashflow juggernaut in high gear CAGR economies
ASAI.L: Microfinance lender to 2.8M low-income entrepreneurs (97% women) across 13 Asia/Africa countries. FY25 net profit doubled to $56.5M, OLP +33%, 43.8% ROE. ~$59.5M normalized FCF = 4.3x P/FCF. PAR>30 just 1.8% (better than Western consumer/junk debt). 99.8% borrowings hedged. 5.1% yield. 136% base case upside, 2.5x target, 3.5:1 reward/risk.
Read full article (8 min)