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Added to YB: 2026-06-02

Pitch date: 2026-05-30

SOFI [neutral]

SoFi Technologies, Inc.

Author Info

HatedMoats identifies hated moats. I buy companies when the market panics. Contrarian investor focused on quality, value & long-term growth. Sign up for the newsletter.

Company Info

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong.

Market Cap

$23.4B

Pitch Price

N/A

Price Target

34.00

Dividend

N/A

EV/EBITDA

N/A

P/E

40.95

EV/Sales

N/A

Sector

Consumer Finance

Category

growth

Show full summary:
SoFi: DCF Valuation

SOFI (overview): DCF pegs fair value ~$18 (vs $18.22 price), fairly valued. Digital bank w/ 14.7M members, 30% '26 rev growth ($4.66B adj net rev), deposit-funded advantage, expanding fee revenue. WACC 11.2%, 3% terminal. Bear $10, bull $34. On sidelines; would buy <$15.3.

Read full article (11 min)