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Added to YB: 2026-03-09

Pitch date: 2026-03-08

UVE [bearish]

Universal Insurance Holdings, Inc.

-10.93%

current return

Author Info

Cluseau Research seeks to exploit these two edges by identifying special situations that provide a compelling risk-to-reward that are “off limits” to traditional Institutional Investors. Sign up for the newsletter.

Company Info

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States.

Market Cap

$1.1B

Pitch Price

$34.85

Price Target

32.00

Dividend

1.98%

EV/EBITDA

2.18

P/E

5.77

EV/Sales

0.37

Sector

Insurance

Category

value

Show full summary:
New Short Position: Universal Insurance (UVE US)

UVE (short): FL insurer w/ apartment specialty over-earning on near-zero cat losses 2025. Trading 1.8x TBV (80% premium vs history), 8x P/E unsustainable as FL insurance rates decline & competition intensifies. Fair value 1.6x TBV = $32 target (-30%). Small hedge vs HRTG long.

Read full article (1 min)