Added to YB: 2025-09-24
Pitch date: 2025-09-23
QFIN [bullish]
Qfin Holdings, Inc.
-58.46%
current return
Author Info
Cluseau Research seeks to exploit these two edges by identifying special situations that provide a compelling risk-to-reward that are “off limits” to traditional Institutional Investors. Sign up for the newsletter.
Company Info
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China.
Market Cap
$9.6B
Pitch Price
$30.31
Price Target
N/A
Dividend
13.39%
EV/EBITDA
0.76
P/E
1.80
EV/Sales
0.34
Sector
Consumer Finance
Category
value
Chinese Fintech ADR Basket With Options Overlay (60% QFIN)
QFIN (60%) + LX (40%) basket w/ options overlay: Chinese fintech leaders trading 3-4x earnings post-24% APY rate cap. Regulation eliminates smaller competitors, boosting QFIN/LX market share. Both aggressively buying back stock—QFIN $277M of $450M program done, LX $50M+CEO's $10M personal buy. Feb'26 risk reversals cap upside at 31-36% but limit downside to 11-12% vs left-tail ADR implosion risk. High insider ownership (14%/25%), returned more capital than raised since IPO.
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