Added to YB: 2025-08-15
Pitch date: 2025-08-14
8399.T [bullish]
Bank of The Ryukyus, Limited
Author Info
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Company Info
Bank of The Ryukyus, Limited provides various banking products and services in Japan. It operates through the Business, Industry, and IT Business segments.
Market Cap
JPY 106.7B
Pitch Price
N/A
Price Target
1.5K
Dividend
N/A
EV/EBITDA
N/A
P/E
11.76
EV/Sales
N/A
Sector
Banks
Category
value
Bank of the Ryukyus (8399:TYO)
8399.T: Okinawa regional bank at 0.37x tangible BV, 8x P/E. NIMs expanding: 12bps boost = ¥136→¥154 EPS as BOJ raises rates (25bps hike priced by March). Near-zero cost deposits = free money. 3% div + 1% buyback yield. Mgmt addresses discount to TBV via capital returns. PT ¥1,500 at 9.5x P/E. Upside if rates rise further as loan book reprices.
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