Added to YB: 2026-05-26
Pitch date: 2026-05-22
NU [bullish]
Nu Holdings Ltd.
Author Info
No bio for this author
Company Info
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Market Cap
$61.9B
Pitch Price
N/A
Price Target
37.00 (+191%)
Dividend
N/A
EV/EBITDA
N/A
P/E
19.64
EV/Sales
N/A
Sector
Banks
Category
growth
Nu Holdings (NYSE: NU) The Toll Booth of Latin American Banking – Now On Sale
NU: Digital bank dominating Brazil (115M customers, largest private FI), Mexico (15M, 3rd largest), Colombia. $5B Q1 rev, 29% ROE, 17.6% efficiency ratio, $16 ARPAC vs $1 cost-to-serve. Market spooked by $1.79B loan-loss provision & 'investment year' guidance despite 41% YoY net income growth. Fair PE 24x on $1.56 2028 EPS = $37 target (~43% IRR). Catalysts: Brazil rate cuts, US bank charter approved (2027 launch), Mexico profitability inflection, ARPAC expansion. Risks: LatAm credit cycle, FX, regulatory execution.
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