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Added to YB: 2026-05-20

Pitch date: 2026-05-17

KLAR [bullish]

Klarna Group plc

-0.33%

current return

Author Info

The Oak Bloke shares analysis of the UK stock market, particularly overlooked small caps. Sign up for the newsletter.

Company Info

Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally.

Market Cap

$5.7B

Pitch Price

$15.18

Price Target

45.00 (+197%)

Dividend

N/A

EV/EBITDA

4.15

P/E

-28.13

EV/Sales

0.69

Sector

Financial Services

Category

value

Show full summary:
OB Bonkers Conkers to Conquer 16th May 2026 - $KLAR

KLAR: Down 67% over 6mo but 1Q26 beat w/ $1.01B rev (+44% YoY), swung to $1M profit from -$99M loss. CEO refocused on quality after AI-only support failed; now rehiring. Forward P/S 1.4x vs AFRM 5x despite superior model: licensed bank w/ low-cost deposits, 11x txn frequency vs AFRM 6.4x. $2B forward-flow facility unlocks $17B US capacity. Default-on integrations via Stripe/Nexi/JPM expand merchant reach. PT $45 implies 3.5% earnings yield on 40%+ growth—massive re-rating potential.

Read full article (3 min)