Added to YB: 2026-05-15
Pitch date: 2026-05-13
BILL [neutral]
BILL Holdings, Inc.
Author Info
Bob’s Payment Stock Substack is a former analyst and portfolio manager. Fundamental buy-and-hold investor. Talking stocks and markets. Focus on Payments, Financial Technology, and Payroll and HCM. Sign up for the newsletter.
Company Info
BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide.
Market Cap
$4.0B
Pitch Price
N/A
Price Target
N/A
Dividend
N/A
EV/EBITDA
78.18
P/E
24.8K
EV/Sales
2.31
Sector
Software
Category
turnaround
Payments and FinTech Earnings Recap: Q1 2026 - BILL Holdings, Inc.
BILL (earnings): Q1 core rev +16% (high-end of guide), TPV +12%. Announced 30% workforce cut = $110M annual savings, only $20-30M reinvested = $85M drop to bottom line (4.5pts margin expansion on FY27 est $1.85B rev). $1B buyback (~25% mkt cap). SBC trending down, Divvy rewards -3bps. Risks: GAAP unprofitable, rate-sensitive income, Q4 guide implies slowdown to 14.5%. Trades 2.3x P/S vs peers.
Read full article (1 min)