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Added to YB: 2026-05-12

Pitch date: 2026-05-08

TOST [neutral]

Toast, Inc.

-4.35%

current return

Author Info

The Reservist is building a long-duration high growth portfolio of companies, looking to outperform the QQQ for the next 7 years. In depth stock analysis and portfolio management thoughts. Sign up for the newsletter.

Company Info

Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States, Ireland, India, and internationally.

Market Cap

$14.5B

Pitch Price

$25.29

Price Target

N/A

Dividend

N/A

EV/EBITDA

30.40

P/E

37.62

EV/Sales

1.98

Sector

Financial Services

Category

growth

Show full summary:
Toast Q1 2026: It's fine

TOST (earnings): Q1 added 7k net locations (+1k YoY), total 171k (+22% YoY), beating all WS models. Total ARR $2.15B (+32%), SaaS ARPL +4.8%, FinTech rate +2bps to 0.61%. Gross margin expanded 160bps QoQ to 27.4%. Net income $126M (+100% YoY). FY guide: $790-810M EBITDA, $2.29-2.32B sub+FinTech GP. Down 17% past year, now 25x 2026 EPS—reasonable for 20%+ location growth, faster ARR expansion, outpacing all competitors.

Read full article (3 min)