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Added to YB: 2026-05-11

Pitch date: 2026-04-20

196A.T [bullish]

MFS, Inc.

-5.65%

current return

Author Info

No bio for this author

Company Info

MFS, Inc. provides online mortgage loan services in Japan. The company develops and operates mortgage comparison diagnostic service “Mogecheck” and the comprehensive real estate platform “INVASE”.

Market Cap

JPY 2.7B

Pitch Price

JPY 283.00

Price Target

3.0K (+1005%)

Dividend

N/A

EV/EBITDA

14.39

P/E

34.41

EV/Sales

0.36

Sector

Financial Services

Category

growth

Show full summary:
MFS Inc. Deep Dive

196A.T: Japanese mortgage broker w/ 66% 3Y Mogecheck revenue CAGR (temp down on model shift to execution-based fees, 3-6mo lag). Invase +113% YoY via principal property trading, turned profitable Q2/26. Vision 2030: 10x revenue to ¥25B. 7x FY27e PE despite >25% CAGR proj thru 2030. Zenkoku partnership (10% stake) adds 700+ bank access. Risks: rate sensitivity, AI disruption, microcap liquidity.

Read full article (22 min)