Added to YB: 2026-05-07
Pitch date: 2026-05-05
UPST [bullish]
Upstart Holdings, Inc.
+2.52%
current return
Author Info
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Company Info
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.
Market Cap
$3.0B
Pitch Price
$28.00
Price Target
N/A
Dividend
N/A
EV/EBITDA
45.38
P/E
75.30
EV/Sales
3.82
Sector
Consumer Finance
Category
growth
Walden 3 Research | April Portfolio - New Position: Upstart Holdings, Inc.
UPST (new position): AI-driven lending platform automating 91% of credit decisions. Rev +64% on costs +5% shows strong operating leverage. Expanding beyond personal loans to auto, home equity, small biz. Bank license app signals shift from concept to institution. Key risk: models untested in real recession. If underwriting holds, significant repricing potential.
Read full article (1 min)