Added to YB: 2026-05-05
Pitch date: 2026-04-30
SOFI [neutral]
SoFi Technologies, Inc.
-0.22%
current return
Author Info
No bio for this author
Company Info
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong.
Market Cap
$19.8B
Pitch Price
$16.23
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
34.98
EV/Sales
N/A
Sector
Consumer Finance
Category
growth
SoFi $SOFI 2026 Q1 Financial Report
SOFI (earnings): Q1 rev $1.1B (+43% YoY) beat est $1.05B; EPS $0.12 (+100% YoY); EBITDA $339.9M (+62% YoY); 72% Rule of 40. Deposits surged $2.7B to $40.2B; NIM expanded 22bps to 5.94%. Lending rev $629M (+53% YoY), 3.03% NCO vs 3.31% prior yr; LPB loans +90%. Tech platform rev -27% YoY hurt sentiment despite client cleanup explanation. Full-yr guide $4.655B rev, $1.6B EBITDA (34% margin), $0.60 EPS unchanged. Muddy Waters accounting accusations addressed via ASC 340-40 compliance & Deloitte audit. Risk: tech layoffs, platform recovery pace. Trades 23.8x fwd P/E.
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