Added to YB: 2026-04-27
Pitch date: 2026-04-23
LX [bullish]
LexinFintech Holdings Ltd.
+0.47%
current return
Author Info
No bio for this author
Company Info
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China.
Market Cap
$2.7B
Pitch Price
$2.13
Price Target
13.00 (+507%)
Dividend
16.26%
EV/EBITDA
3.01
P/E
1.70
EV/Sales
0.40
Sector
Consumer Finance
Category
value
Lexin Fintech (NASDAQ: LX) at 2 times earnings? The Cheapest US-Listed Stock You Have Never Heard Of?
LX (new position): Chinese online lending platform at 1.8x P/E with 245M users, $233M net income. Q4 2025: net income +52% YoY to RMB 1.7B despite rev -7.4% on 24% APR cap. Shifting to capital-light tech model; e-commerce GMV +110%. 13%+ div yield, $10M founder buyback, $39M repurchases. Tencent-pedigree mgmt. Fair PE of 7 yields $13 PT (80% annual return over 3yr). Risks: China reg, VIE structure, delisting, credit cycle.
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