Added to YB: 2026-04-20
Pitch date: 2026-02-16
COF [bullish]
Capital One Financial Corporation
-0.12%
current return
Author Info
No bio for this author
Company Info
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom.
Market Cap
$127.8B
Pitch Price
$206.71
Price Target
N/A
Dividend
1.55%
EV/EBITDA
N/A
P/E
61.47
EV/Sales
N/A
Sector
Consumer Finance
Category
value
Capital One Financial Corporation - $COF
COF: Acquires Discover Network (crown jewel like V/MA but undervalued) + Brex ($5.15B for $850M rev corporate spend platform). Discover brings $1.2B debit synergy (bypass Durbin cap) + 20bps credit network retention on $600B vol + long-term 3rd-party network biz. Brex adds modern tech, $18B processing vol growing 50%, positioning vs AmEx. 40yr track record, CEO Fairbank laser-focused on cards/spend. Trading 10.3x '26 EPS, 7.7x '27 ($27 guide). >14% CET1, mid-teens ROE, low-20s ROTCE. $10B annual buyback+div on $131B cap. 20%+ CAGR: 10% yield + 9% growth + re-rating. Risks: credit cycle, Brex retention, regulation.
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