Added to YB: 2026-04-15
Pitch date: 2026-04-12
FICO [neutral]
Fair Isaac Corporation
+8.61%
current return
Author Info
No bio for this author
Company Info
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$21.9B
Pitch Price
$927.41
Price Target
N/A
Dividend
N/A
EV/EBITDA
24.47
P/E
34.14
EV/Sales
12.09
Sector
Software
Category
growth
FICO: the end of an iconic monopoly?
FICO (overview): Credit scoring monopoly w/ 90%+ US market share faces existential threat as govt & credit bureaus push alternatives. Score segment $1.17B rev (+21% CAGR since 2019), driven by price hikes ($0.60→$4.95/score). New direct licensing bypasses Equifax/Experian/TransUnion amid rising tensions. Software segment $740M (+4.8% CAGR) transitioning to SaaS. Stock +27% annualized over 17yrs but volatile since late 2024 on monopoly breakdown risk.
Read full article (10 min)