Added to YB: 2026-04-09
Pitch date: 2026-04-06
PYPL [bullish]
PayPal Holdings, Inc.
-1.81%
current return
Author Info
Company Info
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
Market Cap
$39.9B
Pitch Price
$45.09
Price Target
135.00 (+205%)
Dividend
1.24%
EV/EBITDA
6.28
P/E
8.47
EV/Sales
1.25
Sector
Financial Services
Category
turnaround
PayPal - golden opportunity or value trap?
PYPL: Branded checkout (>50% profits) faces slowing TPV growth despite initiatives like BNPL ($40B TPV, +20% YoY), PayPal+ rewards, prominent button placement—all margin-dilutive. PSP losing ground to Stripe/Adyen (2x TPV, 30%+ growth vs 8-12%). FY25: $33.2B rev, $6.1B op income, $5.2B net income, $5.46 EPS. Strong FCF $6.4B funds buybacks + dividend (15.5% yield). Trades 12.3x P/E. Mgmt guides mid-single digit EPS decline FY26 on investments. CEO fired for execution failures. Upside 2-3x in 5yr if turnaround works; downside ~market return from distributions.
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