<- Go home

Added to YB: 2026-03-30

Pitch date: 2026-03-27

BLHK [bullish]

blueharbor bank

Author Info

Twenty Punch Investments shares investments in quality companies at cheap prices. Sign up for the newsletter.

Company Info

blueharbor bank provides various banking products and services in North Carolina. It accepts personal and business checking, savings, and investment accounts; time deposits; and offers personal loans, such as home equity line of credit and home mortgages, as well as business loans comprising small business and commercial construction loans, and lines of credit.

Market Cap

$115.6M

Pitch Price

N/A

Price Target

95.50 (+150%)

Dividend

1.29%

EV/EBITDA

N/A

P/E

10.60

EV/Sales

N/A

Sector

Banks

Category

value

Show full summary:
BLHK - blueharbor bank

BLHK: NC community bank w/ ~$600M assets, structural cost efficiencies (3 branches, high deposits/branch) driving #1 rank in NIE/assets & assets/FTE vs NC peers. 2.2% ROA from loan-heavy mix (high NIM), zero delinquent loans, 15% 10yr deposit CAGR. 22% insider ownership. ~8x fwd P/E, could yield 20%+ 5yr IRR at 12x exit multiple on continued share gains + new Mount Airy branch growth. Special divs + buybacks ongoing.

Read full article (6 min)