Added to YB: 2026-03-27
Pitch date: 2026-03-25
SEZL [bullish]
Sezzle Inc.
+113.25%
current return
Author Info
Company Info
Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options.
Market Cap
$3.8B
Pitch Price
$67.62
Price Target
127.00 (-12%)
Dividend
N/A
EV/EBITDA
13.37
P/E
27.07
EV/Sales
7.97
Sector
Financial Services
Category
growth
Finding Value in Buy Now Pay Later: Sezzle Inc $SEZL
SEZL: BNPL at 14.7x fwd P/E (0.59 PEG), 30% net margins, 25-30% rev growth guided (mgmt beat prior guides). Merchant fee 6.1%, On Demand $7.49/txn (~17.6% APR equiv), proprietary models beat FICO. 81% Gen Z/Millennial users, sticky customers, expanding to debit/credit cards. PT $127 by mid-2028 (~24% IRR). Risks: untested in crisis, BNPL competition, AI disruption.
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