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Added to YB: 2026-03-19

Pitch date: 2026-03-16

CBG.L [bearish]

Close Brothers Group plc

Author Info

Viceroy Research is an independent investigative research group. Since 2016, we’ve published in-depth reports on companies around the world, identifying signs of financial misrepresentation, mismanagement, and corporate misconduct. Sign up for the newsletter.

Company Info

Close Brothers Group plc, a merchant banking company, engages in the provision of financial services to small businesses and individuals in the United Kingdom.

Market Cap

GBP 533.0M

Pitch Price

N/A

Price Target

N/A

Dividend

N/A

EV/EBITDA

N/A

P/E

-5.17

EV/Sales

N/A

Sector

Banks

Category

special_situation

Show full summary:
Close Brothers – Commission Impossible

CBG.L (short): Viceroy estimates Close Brothers' motor finance redress exposure at £572m-£1,068m vs £300m provision. 93% of CBG's 2007-21 loans had DCAs (vs 61% peer avg). Each +£100m provision cuts CET1 ~100bps. Base case: CET1 breaches 9.7% minimum at £620m+ redress, triggering AT1 coupon suspension, Tier 2 risk, junk downgrades. FCA scheme final rules March 2026.

Read full article (17 min)