Added to YB: 2026-03-04
Pitch date: 2026-03-02
OPHC [neutral]
OptimumBank Holdings, Inc.
-0.92%
current return
Author Info
No bio for this author
Company Info
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
Market Cap
$64.2M
Pitch Price
$5.45
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
7.49
EV/Sales
N/A
Sector
Banks
Category
value
I Found a Bank Trading at 59 Cents on the Dollar. Here's Exactly How. - OptimumBank Holdings, Inc.
OPHC (watchlist): South FL 3-branch bank at 0.59x P/TBV, 5.2x P/E, 11.43% ROE. NIM expanding, deposit costs falling, 47.99% efficiency ratio, 2.63% Texas ratio (minimal credit risk). $957M loan book, 28.7% non-interest deposits. Net income rising, but loans/deposits >100% & deposits/assets declining warrant monitoring. Clean credit, strong profitability trend.
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