Professional
Added to YB: 2026-03-03
Pitch date: 2026-02-27
CRMT [neutral]
America's Car-Mart, Inc.
+1.53%
current return
Author Info
River Oaks Capital is an investment fund that invests in a concentrated number of small, underfollowed micro cap & small cap public companies. Sign up for the newsletter.
Company Info
America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer for the used car market in the United States.
Market Cap
$165.6M
Pitch Price
$19.59
Price Target
40.00 (+100%)
Dividend
N/A
EV/EBITDA
11.51
P/E
-11.09
EV/Sales
0.73
Sector
Specialty Retail
Category
turnaround
River Oaks Capital Portfolio Holding: America's Car-Mart, Inc.
CRMT (holding update): Deep subprime auto lender w/ 155 dealerships. Secured $300M 5yr facility from Silver Point (SOFR+7.5% + 10% warrants at $22) after industry crisis. Closed 18 underperforming stores, improving credit quality via new LOS, targeting historical 12-15% ROE. Trading 33% of BV, 5x P/E; liquidation value >100% upside. Return to half historical ROE = $40M FCF (20%+ yield).
Read full article (4 min)