Added to YB: 2026-03-02
Pitch date: 2026-02-26
NU [neutral]
Nu Holdings Ltd.
+1.77%
current return
Author Info
No bio for this author
Company Info
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Market Cap
$80.8B
Pitch Price
$14.72
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
28.48
EV/Sales
N/A
Sector
Banks
Category
growth
Nu Q4 2025 Earnings Review!
NU (earnings): Q4 rev $4.7B (+56.8% YoY) beat $4.5B est; NI $898.5M (+62.6%); ARPU $15 (+40.2%); 131M customers (+14.7%). Stock -6% on 1) Brazil FGTS loan regs cut secured originations 50%, 2) $25M one-off Mexico deposit insurance, 3) 'investment year' guidance for US expansion (margins may stagnate 2-3yr), 4) no new LatAm markets in 2026. 33% ROE, 19.9% efficiency ratio, $32.7B loan portfolio (+58%).
Read full article (11 min)