Added to YB: 2026-02-23
Pitch date: 2026-02-19
NP [neutral]
Neptune Insurance Holdings Inc.
+0.66%
current return
Author Info
Company Info
Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States.
Market Cap
$2.5B
Pitch Price
$21.10
Price Target
N/A
Dividend
N/A
EV/EBITDA
35.32
P/E
-6.43
EV/Sales
20.39
Sector
Insurance
Category
growth
2025 Q4 Earnings Update Part 1: Neptune Insurance Holdings Inc.
NP (earnings): CEO angry at selloff despite double beat & 34% rev growth. Flood insurance tied to housing recovery, growth should accelerate thru 2026. Rolling out earthquake insurance in CA, expanding TAM. As AI middleman, benefits from agent displacement via higher volumes & margins. Rule of 40 score 94 vs peers 8-15x P/S, NP at 17x. 2026 net income base $50M+ (vs $35M 2025 after IPO costs). Risk: multiple compression could persist despite growth.
Read full article (2 min)