Added to YB: 2026-02-18
Pitch date: 2026-02-15
PYPL [neutral]
PayPal Holdings, Inc.
+12.29%
current return
Author Info
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Company Info
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
Market Cap
$41.7B
Pitch Price
$40.38
Price Target
N/A
Dividend
1.24%
EV/EBITDA
6.41
P/E
8.38
EV/Sales
1.31
Sector
Financial Services
Category
turnaround
PayPal ($PYPL): Two Research Desks, One Honest Conversation
PYPL (overview): Missed Q4 rev & EPS, branded checkout TPV +1% YoY (vs 5% Q3), CEO fired. Stripe gaining 5x faster TPV growth. Bulls point to $6B FCF, 15% buyback, BNPL +20% YoY, Venmo +20%. Bears cite structural decline vs Apple/Google Pay, bloated ops (24K employees vs Stripe's 8.5K), new CEO lacks fintech exp. Trading ~9x earnings, floor near $30.
Read full article (14 min)