Added to YB: 2026-02-06
Pitch date: 2026-02-05
PYPL [neutral]
PayPal Holdings, Inc.
+3.68%
current return
Author Info
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Company Info
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
Market Cap
$37.6B
Pitch Price
$40.25
Price Target
N/A
Dividend
1.37%
EV/EBITDA
5.80
P/E
7.54
EV/Sales
1.19
Sector
Financial Services
Category
turnaround
PayPal Post-Mortem: Why I Sold PYPL and What Changed in the Investment Thesis
PYPL (exited position): Sold for 52% loss after Q4 2025 earnings showed branded checkout growth collapsed to 1% vs mid-single digit e-commerce growth. Take rate declining, active accounts flat, engagement dropping. New CEO appointed, long-term guidance withdrawn. 2026 EPS expected flat despite $6B buybacks. Core thesis broken - moat weaker than expected, execution poor, growth investments uncertain payoff.
Read full article (20 min)