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Added to YB: 2026-02-02

Pitch date: 2026-01-29

FICO [neutral]

Fair Isaac Corporation

-10.57%

current return

Author Info

Compounding Your Wealth dives into detailed analyses of earnings reports, shares transparent reviews, and cultivates a long-term mindset essential for understanding company fundamentals, business models, and diverse investment styles. My goal is to nurture a multibagger portfolio by focusing on growth companies, adopting a long-term perspective, and employing a systematic, process-driven approach. Sign up for the newsletter.

Company Info

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.

Market Cap

$36.3B

Pitch Price

$1.5K

Price Target

N/A

Dividend

N/A

EV/EBITDA

38.50

P/E

56.46

EV/Sales

19.03

Sector

Software

Category

growth

Show full summary:
Fair Isaac Corporation Q4 2025 Snapshot

FICO (earnings): Q4 rev $512M +16% YoY, gross margin 83%, op income +30% YoY w/ 500bps margin expansion. Platform Software +37% YoY, Platform ARR +33%, ACV bookings +78%, DBNRR 122%. RPO +38% YoY. Concerns: net income only +4% despite op leverage, FCF margin down 10pp YoY, non-platform ARR -8%. Mgmt guided FY below consensus on macro uncertainty.

Read full article (1 min)