Added to YB: 2026-01-27
Pitch date: 2026-01-25
GVFF [neutral]
Greenville Federal Financial Corporation
-2.06%
current return
Author Info
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Company Info
Greenville Federal Financial Corporation operates as the bank holding company for Greenville Federal that provides financial services in Ohio.
Market Cap
$13.7M
Pitch Price
$7.00
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
-9.17
EV/Sales
N/A
Sector
Banks
Category
value
Bank Stock Analysis: Greenville Federal
GVFF (pass): Small Ohio bank at 0.65x book value but poor quality - 91% efficiency ratio vs 50-60% target, -7.7% ROE 2024, $1.7M loss. 0.0% NPL ratio good but 0.6% ACL low. 78% fixed-rate loans at 4.85% residential vs current rates. High expenses kill 3.1% NIM profitability.
Read full article (4 min)