Professional
Added to YB: 2026-01-23
Pitch date: 2025-11-14
ROOT [bullish]
Root, Inc.
-24.27%
current return
Author Info
No bio for this author
Company Info
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products.
Market Cap
$910.1M
Pitch Price
$81.33
Price Target
250.00 (+306%)
Dividend
N/A
EV/EBITDA
6.27
P/E
17.55
EV/Sales
0.39
Sector
Insurance
Category
growth
Root Inc. (ROOT) Investment Memorandum
ROOT: Auto insurer w/ superior tech stack trades 0.8x 2026 rev vs PGR's 1.4x despite better LAE ratio (66.5% vs 67.3%). Carvana partnership could add 280k policies by 2028 on 470k base. Channel partnerships reduce marketing spend, drive mid-teens growth. Price target $250 vs ~$85 current. Risk: macro cycle, autonomous vehicles long-term.
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