Added to YB: 2026-01-08
Pitch date: 2026-01-07
DLO [bullish]
DLocal Limited
Author Info
TacticzHazel is a Long-Term Investor with a Value Mindset - Self-taught Investor with a Focus on Quality Fundamental Analyses in every Corner of the Market. Sign up for the newsletter.
Company Info
DLocal Limited, together with its subsidiaries, operates a payment processing platform worldwide. The company offers a robust pay-in solution that allows businesses to get paid for their products and services through various payment methods, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs).
Market Cap
$4.4B
Pitch Price
N/A
Price Target
N/A
Dividend
N/A
EV/EBITDA
18.12
P/E
26.37
EV/Sales
3.85
Sector
Financial Services
Category
growth
Dlocal (Deep Dive)
DLO: Fintech enabling global companies to accept 900+ local payment methods across 40+ emerging markets via unified API. 68% 5yr revenue CAGR, 36% gross margin, 18% net margin. Q3 TPV up 60% YoY to $10.4B, 5th consecutive acceleration. Pedro Arnt (ex-MELI CFO) leading scale-up. Risks include take rate compression (2.7% currently), FX volatility, customer concentration (61% from top 10). Trading 16x forward PE despite strong growth trajectory.
Read full article (31 min)