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Added to YB: 2026-01-07

Pitch date: 2025-12-20

KLAR [bullish]

Klarna Group plc

-4%

current return

Author Info

No bio for this author

Company Info

Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally.

Market Cap

$10.8B

Pitch Price

$30.98

Price Target

N/A

Dividend

N/A

EV/EBITDA

13.31

P/E

-4.30

EV/Sales

1.65

Sector

Financial Services

Category

value

Show full summary:
Klarna: A Global BNPL Leader Trading at a Fraction of Its True Multiple

KLAR: #1 global BNPL (115M users, $100B+ GMV) trading at 2x revenue vs peers at 4.5-6.5x. Unique rewards/cashback via cards improves value prop. Transaction margins depressed today (~40%) due to Fair Financing loss provisioning but should expand to 50-60% by 2026, similar to AFRM's -5% to +16% trajectory. Post-IPO selling pressure creates entry opportunity.

Read full article (2 min)