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Added to YB: 2026-01-02

Pitch date: 2025-12-23

KSPI [neutral]

Joint Stock Company Kaspi.kz

-0.39%

current return

Author Info

Caro-Kann Capital is a research-intensive investment firm focused on small cap stocks. Visit the website.

Company Info

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine.

Market Cap

$7.6T

Pitch Price

$40.5K

Price Target

N/A

Dividend

N/A

EV/EBITDA

3.33

P/E

6.91

EV/Sales

2.06

Sector

Consumer Finance

Category

value

Show full summary:
Caro-Kann Capital Portfolio Holding: Kaspi.kz

KSPI (holding update): Dominant 70% market share in Kazakhstan payments/e-commerce trading at 7-8x 2025 PE despite growing earnings. CEO owns 20%. Just acquired 65% of Turkey's #2 e-commerce player Hepsiburada (Jan 2025), accessing 4x larger market. Valuation ignores Turkey upside.

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