Added to YB: 2026-01-02
Pitch date: 2025-12-25
PYPL [bullish]
PayPal Holdings, Inc.
-2.7%
current return
Author Info
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Company Info
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
Market Cap
$56.1B
Pitch Price
$60.00
Price Target
N/A
Dividend
0.93%
EV/EBITDA
8.49
P/E
12.05
EV/Sales
1.75
Sector
Financial Services
Category
growth
The $1.6 Trillion Blind Spot - PayPal Holdings, Inc.
PYPL: Market misprices as 'legacy fintech' despite owning most valuable transaction graph in history - 436M consumers, 35M merchants, $1.68T TPV. Pivoting from low-margin processing to 50-70% margin data-as-a-service via PayPal Ads leveraging 225B transaction data points. Smart Receipts w/ 45% open rates + SKU-level targeting creates moat vs Apple/Google. AI-powered 'Agentic Commerce' positions as trust layer for $1T agent-assisted spending. Trading like regional bank while building next-gen data network.
Read full article (6 min)