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Added to YB: 2026-01-02

Pitch date: 2025-12-22

PGY [neutral]

Pagaya Technologies Ltd.

-8.49%

current return

Author Info

No bio for this author

Company Info

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands.

Market Cap

$1.8B

Pitch Price

$22.84

Price Target

N/A

Dividend

N/A

EV/EBITDA

9.48

P/E

-8.63

EV/Sales

1.98

Sector

Software

Category

growth

Show full summary:
Portfolio Update - December 2025 & Conclusion for the Stock Market Year 2025 - Pagaya Technologies Ltd.

PGY (holding update): AI-powered lending platform w/ 135+ institutional partners, scalable low-capital model vs traditional fintech balance sheet risk. Rising EBITDA margins, positive cash flow, expanding from consumer loans to auto/POS. Trades at discount to competitor Upstart despite superior growth/profitability - valuation gap opportunity.

Read full article (1 min)