Added to YB: 2025-12-26
Pitch date: 2025-12-21
PYPL [neutral]
PayPal Holdings, Inc.
-30.4%
current return
Author Info
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Company Info
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
Market Cap
$37.6B
Pitch Price
$59.96
Price Target
N/A
Dividend
1.37%
EV/EBITDA
5.80
P/E
7.54
EV/Sales
1.19
Sector
Financial Services
Category
value
PayPal hums on the surface
PYPL (overview): Strong Q3 (7% rev, 9% op earnings growth), 12x PE, new dividend launched. But transactions/account fell 6% YOY due to cheaper alternatives (Pix, FedNow). Mgmt ignoring decline, pivoting to loans/AI vs core payments (90% rev). Current valuation may not be cheap given structural headwinds.
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