Added to YB: 2025-12-16
Pitch date: 2025-12-12
FINOPB.NS [neutral]
Fino Payments Bank Limited
-21.52%
current return
Author Info
Zen Nivesh analyses India’s equity markets to help you discover high-conviction, research-backed stock ideas—long before they hit the mainstream. Our edge lies in identifying fundamentally strong, underfollowed companies with serious upside potential. Sign up for the newsletter.
Company Info
Fino Payments Bank Limited provides financial solutions and services in India. It operates in four segments: Treasury, Corporate Banking/Wholesale Banking, Retail Banking, and Other Banking Operations.
Market Cap
INR 22.3B
Pitch Price
INR 269.40
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
27.90
EV/Sales
N/A
Sector
Banks
Category
special_situation
FINO Payments Bank - $FINOPB.NS
FINOPB.NS (overview): Payments bank turned SFB-approved (1st in India), built rural merchant network over 15yrs serving unbanked. CASA renewal engine drives profitability w/ ~2% cost of funds vs peers. Risk: lending transition from zero-credit model, tech migration costs, capital raise dilution. Liability franchise + distribution moat in underserved markets.
Read full article (17 min)