Added to YB: 2025-12-11
Pitch date: 2025-10-17
CRMT [bullish]
America's Car-Mart, Inc.
-3.2%
current return
Author Info
No bio for this author
Company Info
America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer for the used car market in the United States.
Market Cap
$212.0M
Pitch Price
$25.00
Price Target
100.00 (+313%)
Dividend
N/A
EV/EBITDA
15.80
P/E
-14.20
EV/Sales
0.71
Sector
Specialty Retail
Category
value
America's Car-Mart, Inc. - $CRMT
CRMT: Trades 40% of book value despite improving credit quality & operational upgrades. New LOS V2 system increasing avg FICO by 20 pts, digital collections saving $10M annually. Competitor exits (Tricolor, ACC) driving +20% app growth. Inventory funding bottleneck caused Q1 loss, not credit issues. Base case $77 target (1.2x TBV) on 11-12% ROE recovery = 50%+ IRR.
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