Added to YB: 2025-12-10
Pitch date: 2025-12-07
CRMT [neutral]
America's Car-Mart, Inc.
-7.53%
current return
Author Info
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Company Info
America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer for the used car market in the United States.
Market Cap
$212.0M
Pitch Price
$26.17
Price Target
N/A
Dividend
N/A
EV/EBITDA
15.80
P/E
-14.20
EV/Sales
0.71
Sector
Specialty Retail
Category
value
Why This Subprime Auto Lender Is Trading at 0.3× Book Value - America's Car-Mart, Inc.
CRMT (overview): Used car dealer/subprime lender trading 0.38x book vs historical 1-2x book. Credit losses normalizing at 6.6% (in line with 10yr avg), not deteriorating. High used car prices & working capital challenges are headwinds. ROE averaged 15% over decade. Deep discount suggests either undervalued or market doubts loan portfolio quality.
Read full article (3 min)