Added to YB: 2025-12-09
Pitch date: 2025-12-08
OPHC [neutral]
OptimumBank Holdings, Inc.
+4.34%
current return
Author Info
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Company Info
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
Market Cap
$47.3M
Pitch Price
$4.15
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
3.17
EV/Sales
N/A
Sector
Banks
Category
value
Monday Delight: 08/12/25 - OptimumBank Holdings
OPHC (quick overview): Florida commercial bank w/ exceptional 15% ROE, 4.22% NIM driven by 29% non-interest deposits, trades at 0.4x tangible book & 3.2x P/E despite strong metrics. Risk: rapid growth may indicate loose underwriting standards requiring monitoring.
Read full article (1 min)