Added to YB: 2025-12-05
Pitch date: 2025-10-06
NCNO [bullish]
nCino, Inc.
-2.53%
current return
Author Info
No bio for this author
Company Info
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally.
Market Cap
N/A
Pitch Price
$26.13
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
N/A
EV/Sales
N/A
Sector
Software
Category
growth
nCino, Inc. - $NCNO
NCNO: Dominant cloud-native banking software at discount valuation. 40% US commercial loans run on platform. Growth slowed to mid-teens from cyclical headwinds (rate hikes, bank disruption) now subsiding. Cross-sell opportunity vast (30% penetrated commercial, <15% consumer). International expansion accelerating (21.5% revenue). Unique AI advantage from decade of process data. Targets 35% EBIT margin, Rule of 40 by Q4 FY27. CEO transition risk.
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